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When it comes to the credit market, before allowing you a loan, be it personal, auto, mortgage, or anything, nearly all lenders determine your creditworthiness thorough evaluation of that three-digit ‘magic’ number or your credit score. If not your loan application is denied for having a poor credit score, consequently you’ll have to pay high-interest rate, higher insurance premium or even it may deprive you of a good job opportunity. Notably, more and more employers nowadays have a preference to check your credit background to determine trustworthy of a candidate and accordingly take a hiring decision.

Nevertheless, when you look at reality, the rate of errors and inaccuracies found in credit reports like delayed payments, charge-offs, outdated entries, or erroneous payment status can simply make you scared. A report from FTC shows that nearly 25-30% of Americans are struggling with their poor score and paying for its cost simply due to sheer wrongful entries produced by credit bureaus. Even if, you have the right to check such errors and consider disputing on them, without having a professional credit repair company in Miami with you, its process may appear more than challenging for you. If you’re wondering why you should look for expert services, find the key reasons, as stated herewith.

Experts Deal With the Matter

Equipped with a specialized credit repair company in Miami, you involve seasoned professionals in the process while allowing experts the responsibility to analyze and identify the negative entries affecting your credit score. Accordingly, they spot them as well as dispute on them with the credit bureaus, creditors, and credit card companies while you can concentrate on your personal activities rather than worrying about your poor credit score.

They’re Credit Lawyers

The most challenging area that you face while disputing with the credit bureaus is your ignorance about the laws. However, with years of practical experience in the credit industry and thorough knowledge of the credit laws as well as federal consumer protection laws including Fair Debt Collections Practices Act ( FDCPA), Fair Credit Billing Act (FCBA) and Fair Credit Reporting Act (FCRA) they protect your lawful right. Notablycreditworthiness these expert credit lawyers can hardly be misguided or manipulated by creditors, credit bureaus, or credit card companies. Not only do they fight for such suspicious entries but compel their officials to eradicate those entries which automatically add to your credit score.

They Work Directly with Creditors

A professional credit repair company in Miami is empowered by law to dispute on those apprehensive flawed entries found in their client’s credit reports directly with banks, credit card companies, credit reporting companies, and bureaus. According to the strategic plans, as formulated on individual clients, they start sending letters and advance toward the disputing process while having a personal meeting to resolve such disputes. Consequently, with the identification and deletion of those wrongful data, your credit history uplifts while improving your credit score. Remarkably, the areas and documents the lawyers can access easily and successfully. You can hardly reach there.

They Make It Done Much Faster

They execute evidence-based strategic plans while disputing on the wrongful entries. The deletion of every erroneous entry boosts your credit score lawfully and efficiently by a professional credit repair company in Miami. And the process continues until and unless the last inaccurate entry is abolished. While just for a dispute filing, you require a few months, backed by seasoned credit repair companies, you will start finding elimination of entries within the next 45 days after having an enrollment. Thereby, subsequent to hiring these professionals, you can simply relax and enjoy the great benefits of increased credit score once again, which is guaranteed after auditing of your latest credit reports.

While most NBFCs in India were hit by the IL&FS liquidity crisis of 2018, some, including Capri Global didn’t just remain unscathed but grew during the turmoil. Non-banking financial investment activities took a sharp dive and out of the 113 NBFCs listed on the BSE Finance index, only 48 gave positive returns with Capri Global Capital gaining the most. Although there has been a lot of speculation about the downfall of NBFCs, such growth clearly signifies that it’s not the end of era but the evolution of it.

At Capri Global, we strongly believe in empowering people to help them unlock their potential through sufficient, timely and flexible financing. We strive for the well-deserved and underserved. The financially weaker loan seeker. And, women with dreams worth working towards. We put people before profits with a purpose that goes beyond enabling individuals or businesses to making a societal impact that spans across the country.

So, what’s the secret sauce that sets them apart and ahead of the curve?

Successful Segmentation- When it comes to running a profitable business, one of the most important criteria to take into consideration is the people you’re targeting. Any product created should focus on solving a real-life problem, rather than cutting costs or maximizing profits. A deep understanding of the Indian economy led Capri to primarily providing credit to the MSME sector and individuals who wish to own a home.
MSME Loans- As one of the engines of growth within our economy that significantly contributes to exports, employment generation and the GDP of India. MSME loans in India are essential for these small organizations to meet their daily expense or consider expansion. However, they aren’t easy to come by because most financial institutions in India deny credit as a consequence of limited documentation or irregular cash flows. Capri Global saw and decided to seize the opportunity that lay latent in the 70 trillion-rupee credit gap in this sector.
Housing Finance- After a few years in the business, the huge shortage of homes among the lower income group came to our attention. Millions of Indians dream of owning a home, but only a fraction have the funds to make this dream a reality. Buying a home is a taxing financial decision, and this is truer for the financial weaker households. Capri home loans that are granted to anticipatory home owner are flexible and customised to meet the borrower’s needs.
Construction Finance- We also contribute the cause of affordable housing by providing loans up to 25 crores to small and mid-sized real estate developers.
Expansion into Tier 2, Tier 3, and Tier 4 Cities- Rapid urbanization and saturation of Tier 1 cities have led a number of booming businesses, like Capri, to venture into smaller cities that lack financing options. We believe that success shouldn’t be evaluated by the profit earned but the number of lives we’ve touched. Smaller cities don’t mean the absence of financial needs. Our understanding of the nuances of the different locations has helped expand our footprint from 5 to 86 branches across North and West India. This strategic move hit two birds with one stone by providing financial aid to people in these cities while also boosting our growth.
Capri Global has grown 7 times in the past 4 years and stay our path of 30% growth y-o-y. What makes this possible is the fact that we put people, whether it’s customers or employees at the heart of what we do. We think of ourselves not as a business, but a catalyst that drives prosperity of Indians regardless of the size of their business, social class or gender. We treat everyone with dignity, respect and equity. We understand the needs of our unique customers and give them support through the application, loan sanctioning process and disbursal of funds. Finally, the transparency and flexibility we deliver helps us build trust with our key stakeholders including our customers, investors, sources of credit and employees.